Terms & Conditions

Last updated: September 2026

These Terms & Conditions apply to your use of the Healthy Lifestyle After 45 website and purchase of the Healthy Lifestyle After 45 digital product from Sanand Kamal.

Product and Intended Use

Healthy Lifestyle After 45 is an educational digital wellness guide. The information is provided for general educational purposes and is not medical advice, diagnosis, treatment or a substitute for advice from a qualified healthcare professional.

Purchases and Payment

The product price and applicable purchase details are displayed before payment. Payments are processed through the payment gateway available at checkout. By completing a purchase, you confirm that the information you provide is accurate and that you are authorized to use the selected payment method.

Digital Delivery

After successful payment, the purchased digital product is delivered or made available through the delivery process presented at checkout. You are responsible for providing accurate contact information needed for delivery.

Refunds and Cancellations

Because this is a digital product, cancellation and refund requests are governed by our Refund & Cancellation Policy. No refunds are provided after successful digital delivery or access, subject to applicable law and the exceptions stated in that policy.

Intellectual Property

The digital product, including its written content, design and other original materials, is provided for your personal use. You may not reproduce, resell, redistribute, publish, sublicense or commercially exploit the product or substantial portions of its content without prior written permission, except where permitted by applicable law.

Acceptable Use

You agree not to use the website or purchased materials for unlawful purposes, to interfere with website operation, or to attempt unauthorized access to systems or accounts.

Health Disclaimer

The content is general educational wellness information. Individual health circumstances differ. Consult an appropriately qualified healthcare professional for personal medical advice, diagnosis or treatment decisions.

Changes to These Terms

These Terms may be updated when our services, business practices or applicable requirements change. The latest version will be posted on this page.

Contact

For questions about these Terms, purchases or the digital product, contact sanandkamalk@gmail.com.